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Rayandra's avatar

Interesting! If you don’t mind me asking, what efforts you think are key to reach a point where you no longer need to work for money?

Budi Tanrim's avatar

If I want to simplify: Increase income, maintain expenses, and invest the money.

I think I'm pretty frugal, which helps me maintain a low living cost.

I mainly invested my money, so it grows over time as well. Think of stock and bonds.

Ideally, the income from your investment should equal with your living cost.